Last updated: 9/23/2025
1. Acceptance of Terms
By accessing and using JNBK ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Description of Service
JNBK is an online marketplace platform that connects university students in Saudi Arabia for buying, selling, and finding roommates. The Service includes messaging, payment processing, and location-based features.
3. User Accounts and Registration
3.1. You must be at least 18 years old to use this Service.
3.2. You must provide accurate and complete information during registration.
3.3. You are responsible for maintaining the confidentiality of your account credentials.
3.4. You agree to notify us immediately of any unauthorized use of your account.
4. SMS and Communication Services
4.1. By providing your phone number, you consent to receive SMS messages for:
- Account verification and security notifications
- Two-factor authentication codes
- Important service updates and alerts
- Transaction confirmations and order updates
4.2. Standard message and data rates may apply.
4.3. You can opt-out of non-essential SMS messages at any time by texting STOP.
4.4. We use Twilio for SMS services and comply with their terms and regulations.
5. Marketplace Rules
5.1. All listings must be accurate and honest.
5.2. Prohibited items include but are not limited to:
- Illegal or controlled substances
- Weapons or dangerous items
- Counterfeit or stolen goods
- Adult content or services
5.3. Users must comply with local laws and university policies.
5.4. We reserve the right to remove listings that violate these terms.
6. Payment and Transactions
6.1. Payment processing is handled by Moyasar, a licensed payment processor.
6.2. All transactions are subject to Moyasar's terms and conditions.
6.3. JNBK acts as a facilitator and is not party to transactions between users.
6.4. Disputes should be resolved directly between buyers and sellers.
7. Privacy and Data Protection
7.1. We collect and process personal data in accordance with our Privacy Policy.
7.2. Your data is stored securely and used only for service provision.
7.3. We do not sell or share personal information with third parties without consent.
7.4. You can request data deletion by contacting support.
8. Limitation of Liability
8.1. JNBK provides the platform "as is" without warranties of any kind.
8.2. We are not liable for:
- Disputes between users
- Quality or condition of items listed
- Failed transactions or payment issues
- Loss or damage resulting from use of the Service
8.3. Our total liability shall not exceed the amount paid for services, if any.
9. Intellectual Property
9.1. The JNBK platform, logo, and content are protected by intellectual property laws.
9.2. Users retain ownership of content they post but grant us license to display it.
9.3. Users must not infringe on others' intellectual property rights.
10. Termination
10.1. We may terminate accounts for violations of these terms.
10.2. Users may delete their accounts at any time through account settings.
10.3. Upon termination, access to the Service will be revoked.
11. Governing Law
These terms are governed by the laws of the Kingdom of Saudi Arabia. Any disputes shall be resolved in the courts of Saudi Arabia.
12. Changes to Terms
We reserve the right to modify these terms at any time. Users will be notified of significant changes via email or platform notification.
13. Contact Information
Service Provider: JNBK University Marketplace
Website: https://jnb-k.com
Email: support@jnb-k.com
Address: Kingdom of Saudi Arabia
By using JNBK, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.